BFI Mobile 2.2.1

The BFI Mobile application serves as a digital platform offering secured credit and loan services provided by PT BFI Finance Indonesia Tbk, one of Indonesia’s longstanding and reputable financial institutions. Recognized and regulated by the Otoritas Jasa Keuangan (OJK), BFI Finance has been publicly listed on the Surabaya Stock Exchange and the Jakarta Stock Exchange (currently the Indonesia Stock Exchange) since 1990. BFI Mobile aims to provide convenient financing solutions for customers seeking flexibility and accessibility in managing their financial needs.

Available financing options through BFI Mobile include:

• Multifunctional loans secured by BPKB of a vehicle:

- Loan terms ranging from 6 to 48 months

- Loan amounts from Rp 10,000,000 to Rp 2,000,000,000

- Maximum annual percentage rate (APR) of 15%

- Administration fees between Rp 1,000,000 and Rp 7,000,000

- Life insurance premiums from Rp 500,000 to Rp 4,000,000

- Vehicle insurance premiums between Rp 2,000,000 and Rp 7,000,000

Example Calculation:

• For a loan of Rp 31,504,000 with a 12-month term, the applicable fees are:
• a. Administrative fee: Rp 1,023,000
• b. Life insurance: Rp 269,000
• c. Vehicle insurance (TLO): Rp 804,000
• d. Monthly interest rate: 9.16%/12 = 0.76%
• e. Total repayment: Rp 33,600,000 (sum of principal plus fees)
• f. Estimated monthly installment: Rp 3,056,000 (including interest)

Note: Conditions and calculations are subject to change in accordance with company policies.

• Multifunctional loans secured by BPKB of motorcycles:

- Loan periods from 6 to 24 months

- Minimum loan of Rp 1,000,000

- Maximum APR of 28%

- Administrative fees from Rp 300,000 to Rp 502,000

- Life insurance premiums between Rp 68,000 and Rp 310,000

Example Calculation:

• For a Rp 3,000,000 loan over 12 months:
• a. Administrative fee: Rp 385,061
• b. Life insurance: Rp 68,000
• c. Monthly interest rate: 25.52%/12 = approximately 2.12%
• d. Total repayment: Rp 3,453,061 (principal plus fees)
• e. Estimated monthly installment: Rp 360,000 (including interest)

Note: Terms and figures are subject to modifications based on prevailing company policies.

Additional Terms:

• Late payment fee of 0.5% per day based on the outstanding installment amount.

Other Key Features Available in BFI Mobile Include:

• Loan Application Status Check: Enables users to easily monitor their application progress.
• Installment Calculator: Facilitates simulation of loan terms and monthly payments tailored to individual needs.
• Customer Service: Accessible via live chat and dedicated customer care support.
• Cashback Promotions: Offers discounts on monthly installments as part of loyalty programs for returning customers.

Simple Steps for Loan Application:

1. Download the BFI Mobile application.
2. Prepare required personal data and complete the application form accurately.
3. The BFI Finance team conducts asset verification.
4. The funds are transferred directly into your bank account.